Business insuranceEmployers and HR teams

Support employee health with a benefit your team can use in everyday life.

Company health insurance adds selected benefits to existing health cover. The reviewed 360° concept combines insurance, health services, a benefits platform and digital administration for employers.

No obligationAvailable across GermanyGerman / Turkish / English

Problem · Benefit · Decision

What this cover can solve for you.

A practical health benefit that supports employee retention

01

No health assessment

Under the reviewed group concept, cover generally starts without a health assessment or waiting period. Travel cover has specific exclusions.

02

Modular for your team

Health budget, dental, preventive care, travel and hospital options can be combined within the product rules.

03

Easier administration

A digital employer portal supports employee enrolment and removal.

Getting specific

What we will clarify together.

A sound decision starts with the right facts, not a blanket price promise.

  1. 01

    GesundheitsBudget: €300 to €1,500 per year, depending on the selected level

  2. 02

    ZahnSchutz: 70%, 80% or 90% total benefit including the statutory health insurance share

  3. 03

    VorsorgeSchutz: up to €400 per calendar year in the reviewed module

  4. 04

    KlinikSchutz: elective hospital benefits for employees with statutory health insurance

  5. 05

    Subject to conditions, family members can join within a six-month period

  6. 06

    For certain unpaid leave periods, the reviewed concept provides up to 36 months of contribution exemption for employees, subject to conditions

Important: Group rules apply under the reviewed concept: generally at least 5 employees and 80% participation; KlinikSchutz starts from 10 employees. Prices in the 2025/2026 documents are intentionally not presented as current offers.

Frequently asked questions

A few answers before you enquire.

01Do employees have to answer health questions?
Generally not under the reviewed group concept. The acceptance and tariff terms of the specific offer remain binding.
02Can family members be covered?
Subject to conditions, family members can join within the applicable period and pay their own contribution.
03Is company health insurance free for employees?
Only if the employer pays the full contribution. The current tax and employment-law treatment should be checked.

Free enquiry

Request a company health plan.

Tell us your industry, number of employees and the health benefit that matters most to your team.

  • Initial assessment with no obligation
  • German / Turkish / English
  • We only reply through the channel you choose

Company Health Insurance · bKV

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