Protect the building
Cover fire, escape of water, storm and hail within the agreed scope.
Personal insuranceProperty owners
Your home is a major asset. Its insurance should reflect that.
A major building loss can overwhelm both financing and reserves. We review the building details, insured perils and rebuilding costs instead of comparing the current premium alone.
No obligationAvailable across GermanyGerman / Turkish / English
Problem · Benefit · Decision
What this cover can solve for you.
Rebuilding cost and location risk, not premium alone
Review natural hazards
Decide on natural hazards cover using the location and policy terms.
Record improvements
Classify renovations, heat pumps, photovoltaic systems and outbuildings correctly.
Getting specific
What we will clarify together.
A sound decision starts with the right facts, not a blanket price promise.
- 01
Record the year built, area and construction type
- 02
Disclose renovations and technical systems
- 03
Check natural hazards, gross negligence and drainage pipe cover
- 04
Review EV chargers, smoke and soot damage, blocked pipes, hotel costs, loss of rent and outbuildings under the tariff
Important: For natural hazards, insurability and premium depend on the address and risk zone. Acceptance is not guaranteed.
Frequently asked questions
A few answers before you enquire.
01Is natural hazards cover included?
Usually only when it is expressly agreed. Depending on the policy, it may cover flooding, backwater or earthquakes.
02What is index-linked reinstatement value?
When the policy conditions are met, it is intended to cover rebuilding an equivalent property at current construction costs.
03Must a heat pump be reported?
Technical changes and improvements that increase value should be reported to the insurer and checked against the cover.
Free enquiry
Review building cover.
Tell us the year built, living area, use and any important improvements.
- Initial assessment with no obligation
- German / Turkish / English
- We only reply through the channel you choose