Protect the building
Cover fire, escape of water, storm and hail within the agreed scope.
Personal insuranceProperty owners
Keep your home well protected as both a place to live and a major asset.
Residential building insurance can help you restore your home after fire, escape of water, storm and other selected risks. We consider the building details, location and rebuilding cost together so the cover reflects the property.
No obligationAvailable across GermanyGerman / Turkish / English
What you gain
The value of cover matched to your needs.
Protection aligned with the property, its location and rebuilding value
Review natural hazards
Decide on natural hazards cover using the location and policy terms.
Record improvements
Classify renovations, heat pumps, photovoltaic systems and outbuildings correctly.
Moving towards the right fit
How we turn your goal into a clear next step.
We organise the important facts clearly and prepare a solution around your everyday needs and goals.
- 01
Record the year built, area and construction type
- 02
Disclose renovations and technical systems
- 03
Check natural hazards, gross negligence and drainage pipe cover
- 04
Review EV chargers, smoke and soot damage, blocked pipes, hotel costs, loss of rent and outbuildings under the tariff
Transparency note: For natural hazards, insurability and premium depend on the address and risk zone. Acceptance is not guaranteed.
Frequently asked questions
A few answers before you enquire.
01Is natural hazards cover included?
Usually only when it is expressly agreed. Depending on the policy, it may cover flooding, backwater or earthquakes.
02What is index-linked reinstatement value?
When the policy conditions are met, it is intended to cover rebuilding an equivalent property at current construction costs.
03Must a heat pump be reported?
Technical changes and improvements that increase value should be reported to the insurer and checked against the cover.
Free enquiry
Review building cover.
Tell us the year built, living area, use and any important improvements.
- Initial assessment with no obligation
- German / Turkish / English
- We only reply through the channel you choose