Specialist treatment
Treatment by a senior or specialist doctor within the agreed scope.
Company health insuranceEmployers and HR teams
More choice when hospital treatment matters.
The reviewed KlinikSchutz is intended for employees with statutory health insurance. It adds selected inpatient benefits, from specialist treatment to accommodation in a single or twin room.
No obligationAvailable across GermanyGerman / Turkish / English
What you gain
The value of cover matched to your needs.
Elective hospital benefits employees can use directly
Single or twin room
More privacy and a quieter setting during a hospital stay.
Companion and transport
Subject to the terms, benefits for a companion, rescue, transport and hospital transfer.
Moving towards the right fit
How we turn your goal into a clear next step.
We organise the important facts clearly and prepare a solution around your everyday needs and goals.
- 01
Only for people with statutory health insurance
- 02
In the reviewed product, waiving a benefit component may result in a payment of €25 per day for each component waived
- 03
Free choice of hospital and contributions towards outpatient surgery within the agreed scope
- 04
Fees above the GOÄ schedule are covered only where a valid fee agreement exists
Transparency note: Cost examples in the PDF are illustrations only and do not guarantee reimbursement. The policy and general insurance terms determine the actual cover.
Frequently asked questions
A few answers before you enquire.
01Does the cover also apply to illness?
Standard KlinikSchutz applies to medically necessary inpatient treatment within the insured scope. The accident option is limited to the consequences of an accident.
02Who can be insured?
According to the reviewed documents, this module is intended for people with statutory health insurance.
03Is a single room always guaranteed?
The benefit depends on availability, the tariff and its terms. The contractual entitlement must be checked in the offer.
Free enquiry
Review KlinikSchutz for my team.
Tell us your employee count and whether you are interested in full KlinikSchutz or accident-only hospital cover.
- Initial assessment with no obligation
- German / Turkish / English
- We only reply through the channel you choose