High limits
Set an adequate limit for bodily injury, property damage and financial loss.
Personal insurancePrivate clients and families
Move through everyday life with reliable personal liability cover.
Personal liability insurance reviews claims arising from accidental harm, defends unjustified demands and pays insured losses. The right policy gives singles, couples and families dependable protection that fits the way they live.
No obligationAvailable across GermanyGerman / Turkish / English
What you gain
The value of cover matched to your needs.
Clear protection shaped around your household and everyday life
Cover the family correctly
Check that partners, children and your household arrangement are covered.
Check the useful extensions
Review rented property, keys, damage caused while helping others and bad-debt cover deliberately.
Moving towards the right fit
How we turn your goal into a clear next step.
We organise the important facts clearly and prepare a solution around your everyday needs and goals.
- 01
Record the household and family situation
- 02
Choose the cover limit and deductible
- 03
Check cover for children below the age of legal responsibility and borrowed items
- 04
Review an older policy for missing modern clauses
Transparency note: Not every loss is insured. Intentional acts, certain occupational risks and contractual obligations may be excluded.
Frequently asked questions
A few answers before you enquire.
01Is personal liability insurance compulsory?
It is usually not required by law, but unlimited personal liability makes it one of the most important forms of private cover.
02Are children automatically covered?
That depends on family status, age, education and the policy. The terms must be checked.
03What is bad-debt cover?
Subject to the policy terms, it can pay when someone causes you a loss but cannot pay the compensation themselves.
Free enquiry
Compare personal liability cover.
Tell us whether you are single, a couple or a family and whether you already have personal liability insurance.
- Initial assessment with no obligation
- German / Turkish / English
- We only reply through the channel you choose