Insurance, loans, retirement and energy services in Germany.
Explore each service by its purpose, key conditions and common questions. If you want help choosing, request a free callback.
A · Business insurance
For your company, vehicles and employees
Review liability, business assets and employee benefits in the context of how your company actually operates.
Fleet insurance
Review the fleet, authorised drivers and claims service under one framework agreement.
View details02Business Liability Insurance
Review business liability cover based on your activities, turnover and team, including injury, property damage and relevant policy extensions.
View details03Commercial Contents Insurance
Protect stock, equipment, machinery and tools against insured business property damage. Review contents and business interruption cover for your operation.
View details04Workplace Pension · bAV
Plan a workplace pension through direct insurance with clear figures. Review the employer contribution, salary conversion, guarantees and fund strategy together.
View details05Company Health Insurance · bKV
Plan company health insurance for your business. Compare health budgets, dental, hospital and preventive care as an employee benefit without a health assessment.
View detailsB · Company health modules
Health benefits for your team
Each module has its own limits and combination rules. Open the relevant page before requesting a company plan.
bKV · GesundheitsBudget
Compare annual employee health budgets from €300 to €1,500 for selected outpatient, preventive, vision and dental services.
View details02bKV · ZahnSchutz
Compare ZahnSchutz 70, 80 and 90 for employees, including implants, inlays, crowns and other dental services as a bKV module.
View details03bKV · ZahnProphylaxe
Review professional dental cleaning and preventive care for employees through a bKV module with benefits of up to €100 per year.
View details04bKV · VorsorgeSchutz
Review VorsorgeSchutz for employees, with selected screening, vaccinations and health courses up to €400 per year.
View details05bKV · KlinikSchutz
Review bKV KlinikSchutz for employees with statutory health insurance, including specialist treatment, single or twin rooms and other elective hospital benefits.
View details06bKV · KlinikSchutz Unfall
Review elective inpatient benefits after an accident as a bKV module for employees with statutory health insurance.
View details07bKV · ReiseSchutz
Review travel health cover for employees through a bKV module covering the first 60 days of each private or business trip abroad.
View detailsC · Personal insurance
Health, income, family and property
Review cover based on your household, work and stage of life instead of choosing a generic package.
Private health insurance
Consider benefits, the deductible, acceptance and long-term premiums together.
View details02Supplementary health insurance
Add focused cover for gaps in dental, hospital, care or outpatient benefits.
View details03Retirement planning and saving
Plan the retirement gap, goals, risk and costs on a long-term basis.
View details04Occupational disability insurance
Protect your income if illness or an accident prevents you from doing your current job. Compare the monthly benefit, policy term and increase options.
View details05Children's future plan
Start saving for education, a driving licence or the first step into independent life. Review a children's future plan with flexible contributions in plain language.
View details06Private accident insurance
Review cover for the financial effects of permanent accident-related disability. Compare the base sum, progression and optional benefits to match your needs.
View details07Personal liability insurance
Review personal liability cover for singles, couples and families, including keys, rented property and losses caused by someone unable to pay.
View details08Household contents insurance
Protect household contents against fire, escape of water, burglary and other insured perils. Review the insured value and natural hazards cover.
View details09Residential building insurance
Protect your home against fire, escape of water, storm and other insured perils. Review the building value, natural hazards cover and gross negligence clauses.
View details10Legal expenses insurance
Combine personal, employment, motor and housing legal protection to match your needs. Review waiting periods, the deductible and exclusions in plain language.
View detailsD · Loans and financing
Consider the plan and monthly payment together
Clarify the amount, term, total cost and eligibility before making a binding application to a bank.
Bausparen and home savings
Build a deposit and prepare for future home financing.
View details02Home Improvement Loan
Finance home improvements or energy-efficiency upgrades. Compare the amount, monthly payment, term and loan type before applying to a bank.
View details03Loan Refinancing
Consolidate or refinance existing loans. Review the outstanding balance, early-repayment costs, new monthly payment and term transparently.
View details04Personal Loan
A personal loan for your individual plans. Clarify the amount, term, monthly payment and requirements before submitting an application to a bank.
View details05Business Financing
Prepare financing for investment, working capital or growth. Define the funding need, documents, debt-service capacity and suitable structure.
View detailsE · Energy
Tariffs and technical options for your home
Compare tariffs using your actual consumption and contract details, and assess heat-pump options using your building data.
Electricity tariff
Compare consumption, unit price, standing charge and contract term clearly.
View details02Gas tariff
Review consumption, price components, the contract term and the price after the initial period.
View details03Heat pump
Clarify building suitability, heating costs and possible funding before investing.
View details04Solar photovoltaic system
Plan solar PV for your home around the roof, electricity use, self-consumption, battery, grid connection and financing before requesting a quotation.
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