Company health insuranceEmployers and HR teams

One budget, many health services, ready to use in everyday life.

GesundheitsBudget combines selected services within one annual amount. Subject to the policy terms, employees can use it for items such as vision aids, preventive care, alternative treatment, medication or dental cleaning.

No obligationAvailable across GermanyGerman / Turkish / English

What you gain

The value of cover matched to your needs.

Flexible use within a clearly defined annual budget

01

Five budget levels

The reviewed documents list €300, €600, €900, €1,200 and €1,500 per calendar year.

02

Broad range of services

Examples include private medical treatment, preventive care, vaccinations, psychotherapy, therapeutic aids, vision aids and hearing aids.

03

Clear sub-limits

Vision aids and dental cleaning have separate limits within the shared annual budget, depending on the selected level.

Moving towards the right fit

How we turn your goal into a clear next step.

We organise the important facts clearly and prepare a solution around your everyday needs and goals.

  1. 01

    100% reimbursement applies only within the selected shared budget and applicable sub-limits

  2. 02

    Vision aids: up to €200, €250, €300, €350 or €400, depending on the level

  3. 03

    Dental cleaning: up to €100, €125, €150, €175 or €200, depending on the level

  4. 04

    Hospital cash benefit: €10 per day from the same budget

Transparency note: These amounts are benefit limits for the reviewed product version, not prices. According to the documents, GesundheitsBudget cannot be combined with VorsorgeSchutz.

Frequently asked questions

A few answers before you enquire.

01Is €1,500 available separately for every service?
No. €1,500 would be the shared annual budget for all insured services, and service-specific sub-limits also apply.
02Which budget level is suitable?
That depends on team size, the desired benefit level and the employer's budget. We compare the levels clearly.
03Can family members join?
Participation is possible under the product terms. Family members pay their own contribution and application periods apply.

Free enquiry

Review the right health budget.

How many employees do you have, and which budget levels would you like to compare?

  • Initial assessment with no obligation
  • German / Turkish / English
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bKV · GesundheitsBudget

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