Clarify the project budget
Build a realistic budget covering costs, contingencies and your own funds.
Loans and financingHomeowners and renovators
Improve your home without losing sight of the monthly cost.
Whether it is a bathroom, roof, windows or an energy-efficiency project, we review the amount required, monthly payment and term before a binding application is submitted to a bank.
No obligationAvailable across GermanyGerman / Turkish / English
What you gain
What the right financing can make possible.
Plan the project and an affordable monthly payment together
Compare loan types
Assess an unrestricted instalment loan or purpose-linked financing, depending on the project.
Check the payment against your budget
Consider the term and monthly payment alongside your existing commitments.
Moving towards the right fit
How we turn your goal into a clear next step.
We organise the important facts clearly and prepare a solution around your everyday needs and goals.
- 01
Define the project and required amount
- 02
Pre-assess income, employment and residence status
- 03
Review existing loans and your SCHUFA self-disclosure
- 04
Only then choose the appropriate type of enquiry
Transparency note: Terms and approval depend on creditworthiness, income, the bank’s assessment and the documents provided. KEY-FI does not promise a loan or a fixed interest rate.
Frequently asked questions
A few answers before you enquire.
01Do I need to provide a property as collateral?
Not for every home improvement loan. Depending on the amount and financing model, a standard instalment loan or a solution secured by a land-register charge may be appropriate.
02Will the enquiry affect my SCHUFA record?
The type of bank enquiry must be clarified in advance. A quotation request (Konditionsanfrage) and a credit application enquiry (Kreditanfrage) can affect SCHUFA differently.
03Which documents are required?
Income documents, bank statements and information about the project are typically required; the bank may request additional documents.
Free enquiry
Discuss home improvement financing.
What do you need the financing for, and what amount are you planning?
- Initial assessment with no obligation
- German / Turkish / English
- We only reply through the channel you choose