Clarify the project budget
Build a realistic budget covering costs, contingencies and your own funds.
Loans and financingHomeowners and renovators
Improve your home without losing sight of the monthly cost.
Whether it is a bathroom, roof, windows or an energy-efficiency project, we review the amount required, monthly payment and term before a binding application is submitted to a bank.
No obligationAvailable across GermanyGerman / Turkish / English
Problem · Benefit · Decision
What this financing can solve for you.
Plan the project and an affordable monthly payment together
Compare loan types
Assess an unrestricted instalment loan or purpose-linked financing, depending on the project.
Check the payment against your budget
Consider the term and monthly payment alongside your existing commitments.
Getting specific
What we will clarify together.
A sound decision starts with the right facts, not a blanket price promise.
- 01
Define the project and required amount
- 02
Pre-assess income, employment and residence status
- 03
Review existing loans and your SCHUFA self-disclosure
- 04
Only then choose the appropriate type of enquiry
Important: Terms and approval depend on creditworthiness, income, the bank’s assessment and the documents provided. KEY-FI does not promise a loan or a fixed interest rate.
Frequently asked questions
A few answers before you enquire.
01Do I need to provide a property as collateral?
Not for every home improvement loan. Depending on the amount and financing model, a standard instalment loan or a solution secured by a land-register charge may be appropriate.
02Will the enquiry affect my SCHUFA record?
The type of bank enquiry must be clarified in advance. A quotation request (Konditionsanfrage) and a credit application enquiry (Kreditanfrage) can affect SCHUFA differently.
03Which documents are required?
Income documents, bank statements and information about the project are typically required; the bank may request additional documents.
Free enquiry
Discuss home improvement financing.
What do you need the financing for, and what amount are you planning?
- Initial assessment with no obligation
- German / Turkish / English
- We only reply through the channel you choose