Dental cover
Review reimbursement for treatment, prosthetics and orthodontics together with waiting periods and early benefit limits.
Personal insurancePrivate clients and families
Cover the health costs that would matter most to you.
Statutory health insurance provides core cover, but dental treatment, hospital options, outpatient services and long-term care can still leave extra costs. We help you decide which gap deserves attention and where another policy may not be necessary.
No obligationAvailable across GermanyGerman / Turkish / English
Problem · Benefit · Decision
What this cover can solve for you.
Choose cover by need, health history and sustainable budget
Hospital options
Depending on the tariff, supplementary cover may include specialist treatment and a single or twin room.
Outpatient benefits
Alternative practitioner treatment and other outpatient services vary widely between tariffs and need a close look at limits.
Long-term care
Daily care allowance or care-cost cover can supplement statutory benefits, provided the contribution remains affordable over time.
Getting specific
What we will clarify together.
A sound decision starts with the right facts, not a blanket price promise.
- 01
Set priorities across dental, hospital, outpatient and long-term care cover
- 02
Compare the relevant component across a panel of more than 18 providers
- 03
Check waiting periods, benefit scales, annual limits and exclusions
- 04
Answer health questions fully and clarify any treatment already under way or recommended
- 05
Consider different insurers for different components when that produces a better fit
Important: Waiting periods, medical questions and benefit limits depend on the tariff. Treatment that has already started or been recommended is often limited or excluded. A tariff without medical questions still needs careful review of its waiting periods and limits.
Frequently asked questions
A few answers before you enquire.
01Which type of supplementary cover should I check first?
Dental cover is often a practical starting point because the need and reimbursement structure are easier to see. Hospital, outpatient and long-term care cover depend more heavily on your life stage, health information and budget.
02Are there waiting periods?
Often, yes, but the rules vary by tariff. Treatment already under way or recommended is frequently limited or excluded. Check waiting periods, benefit scales and exclusions before applying.
03Will I need to answer health questions?
Many tariffs ask health questions. Pre-existing conditions can lead to a risk loading, an exclusion or rejection. Tariffs without medical questions should be checked closely for waiting periods and benefit limits.
04Can I combine different types of supplementary insurance?
Yes. Dental, hospital, outpatient and long-term care components may come from different insurers if that better matches your needs.
05When should I consider supplementary long-term care cover?
Review the likely care gap, your budget, medical questions and possible long-term contribution changes together. Starting early is not the only issue; the cover also needs to remain affordable.
Free enquiry
Review supplementary health cover.
Tell us which area concerns you most: dental, hospital, outpatient care or long-term care.
- Initial assessment with no obligation
- German / Turkish / English
- We only reply through the channel you choose