Injury and property damage
Cover for valid claims and defence against claims that are not justified.
Business insuranceBusinesses
Work with confidence on every job and at every client site.
Business liability insurance can meet valid claims within the insured scope and defend claims that are not justified. We shape the cover around the work your business actually performs.
No obligationAvailable across GermanyGerman / Turkish / English
What you gain
The value of cover matched to your needs.
Financial protection matched to your real business activities
Work and rented-property damage
Important risks when working at customer sites or in rented premises are considered.
Relevant policy extensions
Depending on the policy, key loss, pipe damage, loading and environmental risks may also matter.
Moving towards the right fit
How we turn your goal into a clear next step.
We organise the important facts clearly and prepare a solution around your everyday needs and goals.
- 01
Record the industry, actual activities and turnover
- 02
Include employees, subcontractors and work locations
- 03
Review the cover limit, excess and claims history together
- 04
Check existing policies for gaps and duplicated cover
Transparency note: The PDF example uses a combined cover limit of €5 million. The applicable limit and extensions are determined solely by the quotation, policy and insurance terms.
Frequently asked questions
A few answers before you enquire.
01What determines the premium?
The main factors are the activity, turnover, number of employees, cover limit, excess and claims history. The risk therefore needs to be assessed for the individual business.
02Is damage to property I am working on automatically covered?
Not in every case. Work-related damage and other extensions must be checked in the specific tariff and policy terms.
03What happens if a claim is not justified?
Within the insured scope, liability insurance reviews claims and provides a defence against claims that are not justified.
Free enquiry
Review my business liability cover.
Briefly describe your industry, activities, team size and existing insurance.
- Initial assessment with no obligation
- German / Turkish / English
- We only reply through the channel you choose