Injury and property damage
Cover for valid claims and defence against claims that are not justified.
Business insuranceBusinesses
A small mistake should not put your company at risk.
If your work causes injury, property damage or financial loss to a third party, the resulting claims can be substantial. We assess what your business actually does and identify the cover that fits those risks.
No obligationAvailable across GermanyGerman / Turkish / English
Problem · Benefit · Decision
What this cover can solve for you.
Liability risks assessed by activity, not generic industry packages
Work and rented-property damage
Important risks when working at customer sites or in rented premises are considered.
Relevant policy extensions
Depending on the policy, key loss, pipe damage, loading and environmental risks may also matter.
Getting specific
What we will clarify together.
A sound decision starts with the right facts, not a blanket price promise.
- 01
Record the industry, actual activities and turnover
- 02
Include employees, subcontractors and work locations
- 03
Review the cover limit, excess and claims history together
- 04
Check existing policies for gaps and duplicated cover
Important: The PDF example uses a combined cover limit of €5 million. The applicable limit and extensions are determined solely by the quotation, policy and insurance terms.
Frequently asked questions
A few answers before you enquire.
01What determines the premium?
The main factors are the activity, turnover, number of employees, cover limit, excess and claims history. The risk therefore needs to be assessed for the individual business.
02Is damage to property I am working on automatically covered?
Not in every case. Work-related damage and other extensions must be checked in the specific tariff and policy terms.
03What happens if a claim is not justified?
Within the insured scope, liability insurance reviews claims and provides a defence against claims that are not justified.
Free enquiry
Review my business liability cover.
Briefly describe your industry, activities, team size and existing insurance.
- Initial assessment with no obligation
- German / Turkish / English
- We only reply through the channel you choose