Business insuranceBusinesses

A clearer fleet structure, with more time for the business.

Bring suitable company vehicles, authorised drivers and claims support into one clear fleet structure. We prepare the information needed to compare cover and terms around the way your fleet actually works.

No obligationAvailable across GermanyGerman / Turkish / English

What you gain

The value of cover matched to your needs.

One framework structure, clearer administration and cover matched to daily use

01

Authorised drivers

In the reviewed concept, authorised people can use the vehicles without every driver being named individually, subject to the policy terms.

02

One framework contract

Suitable vehicles can be organised in a shared contract structure instead of several unrelated individual policies.

03

Fleet-based rating

The insurer considers fleet size, vehicle mix, region, use and claims history when setting terms.

04

Vehicle damage options

Depending on the offer, options may include damage to insured vehicles, specified damage to the policyholder's own property and price protection for up to 36 months.

05

Claims and mobility support

Optional repair-shop management may combine a partner workshop, collection and delivery, a replacement car, cleaning and direct claims handling.

Moving towards the right fit

How we turn your goal into a clear next step.

We organise the important facts clearly and prepare a solution around your everyday needs and goals.

  1. 01

    List the number and types of vehicles and how they are used

  2. 02

    Review authorised drivers, private use and any wider driver group

  3. 03

    Prepare claims history, current contracts and the intended start date

  4. 04

    Compare liability, vehicle damage cover, excesses and mobility services

  5. 05

    Check how vehicles are added to and removed from the framework contract

  6. 06

    Set up claims support and workshop management for day-to-day use

Transparency note: Benefits, classification and contribution depend on the actual fleet and the insurer’s written offer. Fleet size, vehicle types, use and claims history determine which solution can be offered.

Frequently asked questions

A few answers before you enquire.

01What does an open driver group mean?
In the reviewed concept, authorised people may drive the vehicles without every driver being named individually. The current policy terms define who is authorised.
02Can one contract cover the whole fleet?
Suitable vehicles can be grouped under one framework contract. The insurer must confirm which vehicle types and uses can be included.
03Which vehicle damage benefits may be available?
Depending on the offer and its conditions, options may include cover updates, specified damage to the policyholder's own property up to €100,000 per calendar year and new or replacement purchase price protection for up to 36 months.
04How can repair-shop management help after a claim?
If agreed, it may combine a partner workshop, collection and delivery, a replacement car, cleaning and direct claims handling.
05What determines the fleet contribution?
Factors include fleet size, vehicle types, region, use, claims history and selected benefits. No fixed saving can be promised before an insurer assesses the fleet.

Free enquiry

Review my fleet insurance.

Tell us your company name, vehicle count and types, main use, claims history and desired start date.

  • Initial assessment with no obligation
  • German / Turkish / English
  • We only reply through the channel you choose

Commercial fleet insurance

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