Replace lost income
An agreed monthly benefit can help cover regular living costs.
Personal insurancePrivate clients
Protect your income and keep future plans on track.
Your working income supports everyday life and long-term plans. We compare the monthly benefit, policy term and contract wording so the cover fits your earnings and occupation.
No obligationAvailable across GermanyGerman / Turkish / English
What you gain
The value of cover matched to your needs.
Income protection matched to your earnings and occupation
Understand the terms
Clarify the prognosis period, referral to another occupation and claim assessment before taking out cover.
Adjust the cover later
Review future increase options and indexation as your needs grow.
Moving towards the right fit
How we turn your goal into a clear next step.
We organise the important facts clearly and prepare a solution around your everyday needs and goals.
- 01
Work out the monthly need and any existing entitlements
- 02
Describe the occupation and actual duties accurately
- 03
Prepare complete health information
- 04
Compare indexation, future increase options and the policy end age
Transparency note: Acceptance, premium and benefit depend in particular on age, occupation, health and the chosen cover. Health questions must be answered fully and truthfully.
Frequently asked questions
A few answers before you enquire.
01How high should the monthly benefit be?
It should reflect the net income you need and any existing entitlements. A standard amount rarely fits everyone.
02Is a health assessment required?
Usually, yes. The scope of the questions and risk assessment varies between insurers.
03What is a future increase option?
It may allow the benefit to be increased after specified life events without a new health assessment. The contract sets the limits.
Free enquiry
Review income protection.
Tell us your occupation, age and whether you already have cover.
- Initial assessment with no obligation
- German / Turkish / English
- We only reply through the channel you choose