After an accident
Cover applies only to accident-related inpatient treatment within the agreed scope.
Company health insuranceEmployers and HR teams
Hospital benefits limited to treatment after an accident.
This option supplements statutory health insurance for accident-related inpatient treatment only; illness is not covered by this module.
No obligationAvailable across GermanyGerman / Turkish / English
Problem · Benefit · Decision
What this cover can solve for you.
Elective hospital benefits with a clear accident-only limit
Doctor and room
Specialist treatment and a single or twin room may be included.
Transport and companion
Rescue, transport and companion costs are considered under the policy terms.
Getting specific
What we will clarify together.
A sound decision starts with the right facts, not a blanket price promise.
- 01
For people with statutory health insurance
- 02
Not general hospital cover for illness
- 03
In the reviewed product, €25 per day for each benefit component waived
- 04
Created as a focused bKV module for employers
Important: The accident and cost examples in the PDF are not a promise of benefits. The definition of an accident, medical necessity, policy and general insurance terms determine the cover.
Frequently asked questions
A few answers before you enquire.
01Does the module apply to illness?
No. This tariff module is expressly limited to inpatient treatment following an accident.
02Why is it less expensive than full KlinikSchutz?
The covered cause is more narrowly defined. A specific premium can only be determined in a current employer offer.
03Can it form part of a bKV plan?
Yes, provided the group size, participation and other product rules are met.
Free enquiry
Request accident hospital cover.
Tell us your team size and the inpatient benefits you would like to offer.
- Initial assessment with no obligation
- German / Turkish / English
- We only reply through the channel you choose