Business liability
Review injury, property and financial-loss exposures arising from the work your company actually performs.
Business insuranceBusinesses
Start with how your company works, then decide which risks need cover.
A trades business, consultancy, retailer and transport company do not face the same risks. We review your activities, locations, equipment, vehicles, staff benefits and existing policies before deciding which areas deserve attention.
No obligationAvailable across GermanyGerman / Turkish / English
What you gain
The value of cover matched to your needs.
Cover selected around real business activities rather than a standard package
Contents and interruption
Consider equipment, goods, machinery and the financial effect if insured property damage interrupts operations.
Company vehicles
Where a business operates several suitable vehicles, a fleet structure may make contracts and claims handling easier to manage.
Employee benefits
Company pension and employee health cover can support recruitment and retention when costs, rules and administration are clear.
Moving towards the right fit
How we turn your goal into a clear next step.
We organise the important facts clearly and prepare a solution around your everyday needs and goals.
- 01
Describe the company, legal form, turnover, locations and day-to-day activities
- 02
Record employees, subcontractors, equipment, stock and company vehicles
- 03
Review claims history and the policies already in place
- 04
Prioritise liability, property, interruption and employee-benefit needs
- 05
Compare limits, exclusions, excesses and administration before choosing cover
Transparency note: The suitable cover and contribution depend on the company, insurer and current policy terms. Examples on this page are not a guarantee that a risk is insured. The offer, policy and insurance conditions are decisive.
Frequently asked questions
A few answers before you enquire.
01Which business insurance should I review first?
Start with the risks that could create the largest liability or interruption for your actual activities. For many companies that means liability and essential business property, followed by sector-specific needs.
02Is business liability the same for every trade?
No. Activities, turnover, employees, work at customer sites and sector-specific exposures affect both cover and contribution. Every activity should be described accurately.
03Does contents insurance automatically cover lost income?
Not always. Business interruption cover, the insured triggers and the indemnity period must be checked in the proposed policy.
04Can employee benefits be included in the review?
Yes. Company pension and employee health arrangements can be reviewed alongside core business insurance, while keeping their costs, eligibility and administration separate.
Free enquiry
Review my company cover.
Tell us what your company does, how many people and locations it has, and which risk or employee benefit you want to review first.
- Initial assessment with no obligation
- German / Turkish / English
- We only reply through the channel you choose